1. What Are Cookies?
A cookie is a small data file transferred to your browser or device memory when you visit a website. Cookies allow websites to recognize your device, maintain authenticated sessions, secure forms against CSRF attacks, and remember basic UI preferences.
2. How Opti Uses Cookies
Opti uses cookies exclusively to deliver our enterprise web services safely and reliably. We categorize cookies as follows:
- Strictly Necessary Cookies: Essential for portal navigation, CSRF token validation, load balancing, and single sign-on (SSO) authentication. The platform cannot function without these cookies.
- Functional & Preference Cookies: Used to remember your interface preferences (such as light/dark mode selection or collapsed sidebar state).
- Anonymous Operational Telemetry: Aggregated, non-identifying performance measurements used solely to detect network latency and server errors.
3. Complete Cookie Inventory
| Cookie Identifier | Classification | Lifespan | Purpose |
|---|---|---|---|
__opti_sess |
Strictly Necessary | Session | Maintains secure administrative login session across partner portal modules. |
__opti_csrf |
Strictly Necessary | Session | Cryptographic token preventing cross-site request forgery attacks on form submissions. |
__opti_theme |
Functional | 1 Year | Stores UI display preferences and reduced-motion preferences. |
__cf_bm |
Security & DDoS | 30 Minutes | Cloudflare security cookie distinguishing legitimate human users from malicious automated bot traffic. |
4. Absolute Zero Third-Party Advertising Policy
Opti does not deploy Google Ads remarketing pixels, Meta/Facebook tracking pixels, TikTok pixels, or any programmatic ad-exchange trackers. Because our clients are banks and licensed financial institutions, maintaining an ad-free, leak-proof telemetry boundary is a non-negotiable operational standard.
5. How to Control or Disable Cookies
Most web browsers allow you to manage or delete cookies via your browser settings:
- Google Chrome: Settings > Privacy and Security > Cookies and other site data.
- Apple Safari: Preferences > Privacy > Manage Website Data.
- Mozilla Firefox: Settings > Privacy & Security > Cookies and Site Data.
- Microsoft Edge: Settings > Cookies and site permissions.
Please note that disabling strictly necessary cookies may prevent bank partner leads and merchant managers from logging into our configuration portals.
6. Updates & Contact
We may periodically update this Cookie Policy to reflect new regulatory requirements. Any modifications will be posted here with an updated effective date.
Email: tech@optipays.com
Subject: Cookie & Telemetry Disclosure